Here’s why PrimeLending should be your lender of choice for your clients:

• Offer an accelerated turnaround time and seamless closing experience for your clients

• Implement underwriting standards that already align with the new Dodd-Frank standards so there are no delays during the process

• Focus solely on originating mortgages and not on other ancillary services such as auto finance, etc. so our only goal is to close home loans

• Provide step-by-step personalized guidance and support to your clients
Call today and check us out!

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Kristen Zorda
Mortgage Loan Officer

Direct: 518.366.7999
Fax: 866.592.2569
kzorda@primelending.com
lo.primelending/kzorda
NMLS: 58751

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Win An iPAD MINI @ The Open House in Greenfield Center This SUNDAY! (9/28)

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Kathleen Schnitzer of The Orson Klender Team at Equitas Realty will be hosting an

OPEN HOUSE this SUNDAY, September 28th from 11:00 am to 1:00 pm

 

ENTER FOR A CHANCE TO WIN AN iPAD MINI!!!  Provided by Kristen Zorda of Prime Lending

281 Greene Road in Greenfield Center, NY 12833 is the perfect property for anyone who is looking for a private home in a serene park-like setting but still close to downtown Saratoga Springs!

Want to check it out before it’s Open?  Lets take a walk through in this virtual tour below!


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MLS_6

 

 

 

 

 

 

 

 

 

Unique features include a pond and the Snook Kill Creek running through the back of property.  There is spacious and cozy 1st floor living with a wood burning fireplace & wood stove.  Who doesn’t love an open floor plan?  Equipped with a gourmet kitchen and hardwoods throughout.  There is a long list of amenities that include a recently installed roof with  50 year shingles, a generator transfer switch, newly installed hot water boiler, central vac, heated 3-bay garage, walk-out basement, and sky lights.

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  1. Bedrooms
  2. 2 1/2 Bathrooms
  3. 2,250 Sq. Ft.

Main Features

  • Listing Status: Active
  • Garage: 3 Car, Heated
  • Rooms: 9
  • School District: Corinth
  • County: Saratoga
  • Taxes: $6,117.00
  • MLS Number:201417498

Please join us Sunday, Sept. 28th from 11am to 1pm at 281 Greene Rd in Greendfield Center!  We look forward to meeting you!

 

 

Kathleen Schnitzer, Licensed Salesperson

518-368-2008

KathleenS@EquitasNY.com

http://www.KathleenSellsNY.com

 

Orson B.Klender,  Associate Broker

Equitas Realty
38 High Rock Ave, Saratoga Springs, NY 12866

www.OrsonSellsNY.com

Connect with me…..

FacebookLinkedInWordpressTwitter

Cell: 1 (518) 588-2319 ~ Fax: 1(866) 588-6066

Inside Lending Newsletter From Kristen Zorda, Things Are Not Always As They Seem

QUOTE OF THE WEEK… “Things are not always as they seem; the first appearance deceives many.” –Phaedrus, Roman poet and fabulist

INFO THAT HITS US WHERE WE LIVE… The ancient Roman writer of fables certainly hit the nail on the head with regard to last week’s housing reports. Housing Starts dipped 14.4% in August to a 956,000 annual rate, while Building Permits dropped 5.6% to a 998,000 annual rate. With both numbers coming in under a million units a year, pundits were quick to declare that the home building recovery is over. But they were truly deceived. Even with the August decline, starts are up 8.0% over a year ago. The multi-family sector is a bit stronger, but single-family starts are still up 4.2% in the past year.

Starts are volatile from month to month, so to see the trend, we need to look at the 12-month moving average, now at its highest level since October 2008. Equally encouraging, the number of homes under construction but not finished was up 0.6% in August and up 21.6% from a year ago. The pundits also overlooked two more facts. 1) Residential construction jobs are up 123,000 in the last year, which wouldn’t make sense if the recovery were going in the other direction. 2) The National Association of Home builders said that builder confidence in the market for new single-family homes rose in September for the fourth month in a row, to a nine-year high!

BUSINESS TIP OF THE WEEK…Online activities are important, but face time is still key. Take every opportunity to get yourself in front of prospects. Then they’ll pay more attention when they see your blogs, emails, and social posts.

Kristen Zorda
Loan Officer
NMLS# 58751
648 Plank Rd. Suite 203
Clifton Park, NY 12065
Office: 518-366-7999
PrimeLending, a PlainsCapital Company

 

 

Orson B.Klender,  Associate Broker

Equitas Realty
38 High Rock Ave, Saratoga Springs, NY 12866

www.OrsonSellsNY.com

Connect with me…..

FacebookLinkedInWordpressTwitter

Cell: 1 (518) 588-2319 ~ Fax: 1(866) 588-6066

 

Many Upgrades to Downtown Saratoga Home, Close to High School!

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Virtual Tour

Single Family in Saratoga Springs

Search Youtube for 261 West Circular St. A rare find in Saratoga, this restored Stucco home retains many of the original features; slate roof, hardwood floors, moldings ect. 2nd Flr Mstr suite has a brand new custom built tile shwr, walkin clst & sitting area. Modern updts incl restored Retro kitchen, updtd fixtures in both baths, Energy saving LED lighting throughout, Newly installed 96% eff. gas boiler, newer hot water heater & windows. House,Garage & fence recently painted.24/7 info 800-697-4360 ext 2711

3 Bedrooms

2 Baths

1,653 sqft

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Main Features

  • Listing Status: Active
  • Garage: 2 – Detached
  • Rooms: 8
  • Full Bath: 2
  • School District: Saratoga Springs
  • County: Saratoga
  • Taxes: $5,327.00
  • MLS Number:201416860

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Orson B.Klender,  Associate Broker

Equitas Realty
38 High Rock Ave, Saratoga Springs, NY 12866

www.OrsonSellsNY.com

Connect with me…..

FacebookLinkedInWordpressTwitter

Cell: 1 (518) 588-2319 ~ Fax: 1(866) 588-6066

Inside Lending Newsletter From Kristen Zorda, Housing Market Attitude Positive

QUOTE OF THE WEEK… “Be so good they can’t ignore you.” –Steve Martin, American actor, writer, and musician

INFO THAT HITS US WHERE WE LIVE... The housing market isn’t quite as good as Mr. Martin advises, but it’s a lot better than some media pundits would have us believe. Last week, one of the world’s leading independent macro-economic research companies gave its bullish assessment of the U.S. housing market and mortgage growth. Their property economist said that the weak August jobs report was “probably just an isolated blip.” He feels that “indicators such as initial jobless claims suggest that labor market conditions are still strengthening.” Jobs of course are key to the housing recovery.

This economist noted that with the slower gain in home prices in Q2, values improved and mortgage affordability is very favorable. He observed that “45% of respondents to the Fed’s Senior Loan Officer Survey saw mortgage demand strengthen in the third quarter.” Echoing this, an accounting and management consulting firm reported that loan production among independent mortgage bankers increased in Q2 by 50% over the previous quarter, the first gain in the past three quarters. Finally, Fannie Mae’s August National Housing Survey found Americans’ attitude toward the future of the housing market is getting more positive.

Kristen Zorda Kristen Zorda
Loan Officer
NMLS# 58751
648 Plank Rd. Suite 203
Clifton Park, NY 12065
Office: 518-366-7999
PrimeLending, a PlainsCapital Company

 

Orson B.Klender,  Associate Broker

Equitas Realty
38 High Rock Ave, Saratoga Springs, NY 12866

www.OrsonSellsNY.com

Connect with me…..

FacebookLinkedInWordpressTwitter

Cell: 1 (518) 588-2319 ~ Fax: 1(866) 588-6066

Have You Ever Dreamed of Opening Your Own B and B?

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5 Wilton Gansevoort Rd, Gansevoort, Ny 12831

Commercial/Industrial in Northumberland

Invest in a piece of history! Nestled in the hamlet of Gansevoort, Mansion built in 1813. Previous uses have been a B&B & Cafe. 15 mins to Downtown Saratoga or Glens Falls, & 20 miles to Lake George. Interior details include grand foyer & stairway & sun room, 5 unique bedrooms, all outfitted w/ private bath. Exterior features covered porch, BBQ pit & seating. Charming old architecture, a must see for any investor! Continue the work in progress to make it your own. For 24/7 Info Call 1-800-697-4350 Ext: 2771

www.GansevoortMansion.com

Courtesy Of Equitas Realty
  1. 4,225Sq. Ft.

Main Features

  • Listing Status: Active
  • Rooms: 10
  • County: saratoga
  • Taxes: $5,249.00
  • MLS Number:201416295

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Orson B.Klender,  Associate Broker

Equitas Realty
38 High Rock Ave, Saratoga Springs, NY 12866

www.OrsonSellsNY.com

Connect with me…..

FacebookLinkedInWordpressTwitter

Cell: 1 (518) 588-2319 ~ Fax: 1(866) 588-6066

10 Window Options to Add Value to Your Home, Home & Wealth From Kristen Zorda of Prime Lending

10 GREAT CHOICES FOR UPGRADING YOUR HOME’S WINDOWS

Windows can personalize a new home or add more value to an existing one–so know the styles available and the benefits each offers. Here’s what the experts say.

1. Double-hung. This is the most popular style. The top and bottom sashes move up and down independently, letting in more air. They’re a great option with young children or pets, since you can keep the bottom closed for safety, but open the top for ventilation. Most models have sashes that tilt in or come out for cleaning.
2. Single-hung. This very basic window opens only from the bottom. The top sash doesn’t move. They’re less expensive than double-hung, but can be hard to clean from the inside.
3. Casement. These are hinged on the side with a crank at the bottom that opens them. Older homeowners prefer casements to double-hung windows you push up and pull down. The crank also makes for easy opening in hard to reach locations, such as over a kitchen sink.
4. Sliders. This design uses panels that slide on a track. It sometimes includes a fixed middle panel, with two sliding side windows. It’s another good option for older homeowners because there’s no lifting. This style also provides great ventilation and big views.
5. Picture. This is simply a large, fixed window that gives an unobstructed picture of the view it provides. It is often combined with double-hung or casement windows on each side.
6. Bay. This style uses three windows at 35° or 45° angles. They can be fixed picture windows, casement, or double-hung. Bay windows are great in living rooms and master bedrooms, especially with a window seat. Their angled surfaces let in lots of light.
7. Bow. This is a rounded bay window. The shape is created by putting three, five, seven, or nine narrow casement, double-hung, or fixed windows at 10° angles to each other.
8. Awning. This window is hinged across the top and opens outward from the bottom. The design is good for high locations, above a door or another window.
9. Basement hopper. This is the opposite of an awning, hinged at the bottom and opening in from the top. It’s usually used to let light and air into basements.
10. Geometric. These are fixed units that come in a variety of shapes. They’re used alone as an accent, or above a large window or door. Geometrics add style and can bring light into large foyers and hallways.

If thinking about new windows has you thinking about a new home, we can help with the financing. When you decide to take advantage of today’s opportunities to upgrade, downsize, or buy a first home, we’re happy to answer any questions. We can also help with refinancing your current home or funding home improvements. Please call or email us any time. We’re always here for you… Have a great day!

P.S.: Mortgage rates are still at historically attractive levels. When buying or refinancing, it’s smart to start the process early. Please call or email us to explore your options!

PrimeLending, a PlainsCapital Company
Kristen Zorda Kristen Zorda
Loan Officer
NMLS# 58751
648 Plank Rd. Suite 203
Clifton Park, NY 12065
Office: 518-366-7999
my website

 

Orson B.Klender,  Associate Broker

Equitas Realty
38 High Rock Ave, Saratoga Springs, NY 12866

www.OrsonSellsNY.com

Connect with me…..

FacebookLinkedInWordpressTwitter

Cell: 1 (518) 588-2319 ~ Fax: 1(866) 588-6066

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